theLender was created to make a difference. As a group of proven industry leaders who recently founded one of the largest and fastest growing Wholesale mortgage companies in the USA, we aim to change the stagnant landscape of wholesale mortgage – one partnership, one loan, and one day at a time.
PRODUCTS
Here’s some of our top QM mortgage products: FHA, Veterans (VA), USDA (Rural) and Conventional Mortgages.
- FHA Approved Mortgage
- Minimum credit score:
- 550 AUS approved,
- 580 manual
- Non-Credit Qualifying Streamline refinances allowed
- Gift funds allowed for down payment and closing costs
- Cash out 80% LTV
- VA Mortgage
- Minimum credit score:
- 580 AUS approved,
- 620 manual
- Cash-out up to 100% LTV
- Foreclosure/Short Sale/Bankruptcy <2 years allowed with AUS Approval
- USDA Mortgage
- Minimum credit score: 620
- 100% maximum LTV
- No maximum loan amount
- Rate/Term refinances allowed
- Conventional Mortgages
- 620 min score
- Fannie Mae
- Freddie Mac
- Standard and High Balance
- HomeReady
- HomePossible
MATRICES
ANNOUNCEMENTS
Credit Policy Announcement
Suspension of Tax Transcripts
Credit Policy Announcement
Temporary Conventional Credit Updates
Temporary Appraisal Inspection Relief
FHA Loans
Temporary Appraisal Inspection Relief
USDA Loans