G-PA
- First Time Homebuyers – Allowed
- First Time Investors – Allowed
- Living Rent-free – Allowed
- Min FICO 650
- No tradeline requirements
- Cash out to 65% LTV
- Up to 75% LTV
- Multi-family OK
- Foreign National- No credit references required
- Short Term Rentals OK (By exception only)
G-PA 525 (5-25 Units)
- 5 to 25 units
- First Time Homebuyers – Allowed
- First Time Investors – Allowed
- Min FICO 620
- Requires a 1.10 DSCR
- No tradeline requirements
- Unlimited cash out
- 1 & 2 year terms
- Mixed use OK (70% residential)
- MAI appraisal required
- Vacant properties OK
- Loans up to $3M
